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Adding “Valyou”: Advancing financial inclusion through remittances from Malaysia

IFAD partnered with the Malaysian Mobile Money Provider, Valyou, to open digital remittances channels to Pakistan and Bangladesh. Through this innovative business model, it increased access to remittances and financial options for migrants’ families, and cut the costs of sending money to below the 3% target of SDG 10.c. 

*References to Kosovo shall be understood to be in the context of United Nations Security Council resolution 1244 (1999).