IFAD’s Near East, North Africa and Europe (NEN) Division and its Financing Facility for Remittances, in partnership with Moldova’s National Commission for Financial Markets, have begun a project designed to strengthen the country’s Savings and Credit Associations (SCAs) so that they can manage remittance transfers. For over 20 years, SCAs have been Moldova’s main network of local grassroots financial service providers. They are well distributed throughout the country, and in some rural areas are the only financial service providers available. Because of their long history and localized nature, SCAs are considered trustworthy.